Sehat Card Plus KPK 2026: Eligibility, Hospitals and Check by CNIC
The Sehat Card Plus is Khyber Pakhtunkhwa’s free health insurance programme for every permanent resident of the province. Your CNIC is your card: to check eligibility, send your 13-digit CNIC number by SMS to 8500 or 9780, or use the check on sehatcardplus.gov.pk. Each enrolled family can get free hospital treatment of up to Rs1 million a year at more than 1,200 empanelled public and private hospitals.
All details below were checked on the official Sehat Card Plus website in October 2026. PK Portals is an independent information site and is not linked to the Government of Khyber Pakhtunkhwa or the Sehat Card Plus programme.
Quick facts
| Item | Details |
|---|---|
| Programme | Sehat Card Plus, Health Department Khyber Pakhtunkhwa |
| Official website | sehatcardplus.gov.pk |
| Check eligibility | SMS your CNIC to 8500 or 9780, or check on the website |
| Helpline | 0800-89898 (toll free) |
| Who is covered | All permanent residents of KP registered with NADRA |
| Annual limit | Up to Rs1 million per family |
| Families enrolled | 10,585,761 (official website, October 2026) |
| Empanelled hospitals | 1,223 |
| Insurance partner | State Life Insurance Corporation |
Who is eligible for the Sehat Card Plus?
Every family registered with NADRA with a permanent address in Khyber Pakhtunkhwa is enrolled automatically. There is no form to fill and no separate plastic card. The family data comes from NADRA, so your NADRA family record decides whether you are covered.
- Newborn babies of an enrolled family are covered for one month after birth. After that, the child needs a NADRA Form B to stay covered.
- Newly married couples who create a new family in NADRA are added to the programme in the next update, which happens on 1 January and 1 July each year.
- Widows and divorced women should register as head of family with NADRA. Their records are added in the same January and July updates.
- Unclear family status: if your family tree in NADRA is incomplete, you may not show as eligible until you fix it at NADRA.
To fix your family record or get a Form B, see our NADRA online services guide.
Sehat Card check by CNIC
- Open the SMS app on your phone.
- Type your 13-digit CNIC number without dashes.
- Send it to 8500 or 9780.
- You will receive a reply confirming whether your family is enrolled.
You can also check for free on the home page of sehatcardplus.gov.pk. Enter your CNIC number and the security code shown on the page, then click Check Eligibility.
Sehat Card coverage limit 2026
The Rs1 million yearly limit per family is split into three parts. The amount is refilled to the full limit after one year, and any unused balance cannot be taken as cash.
| Part | Limit per family per year | What it covers |
|---|---|---|
| Basic treatment | Rs200,000 | Secondary care at DHQ, THQ and similar hospitals: emergencies, general medicine, general surgery, orthopaedics, gynae and obstetrics, children, eye and ENT |
| Advanced treatment | Rs400,000 | Priority care: heart disease, diabetes complications, all cancers, kidney and urinary disease including dialysis and transplant, neurosurgery, artificial limbs, breast cancer screening |
| Additional coverage | Rs400,000 | Cancer treatment, kidney transplant, accident and emergency, and ICU care |
In 2025 the programme also paid for kidney and liver transplants and cochlear implants for children. Between them, 48 such procedures were completed in two months, according to APP.
Extra benefits and what is not covered
- Rs1,000 is paid on discharge after childbirth, whether normal or surgical.
- Rs10,000 burial support is paid to the family if a patient dies while admitted under the programme.
- OPD (outpatient) visits are not covered by the main programme. Free treatment is given only when you are admitted to an empanelled hospital.
- Treatments on the official exclusion list are not covered. The full list is on the Coverage page of the official website.
In February 2025, the KP government announced a separate free OPD pilot for poor patients in Mardan, Malakand, Kohat and Chitral. Ask your local hospital whether it is running in your district.
Sehat Card hospital list
The official website lists 1,223 empanelled hospitals across Khyber Pakhtunkhwa. Well-known ones include:
| Hospital | City | Type |
|---|---|---|
| Lady Reading Hospital | Peshawar | Public |
| Khyber Teaching Hospital | Peshawar | Public |
| Hayatabad Medical Complex | Peshawar | Public |
| Rehman Medical Institute | Peshawar | Private |
| Northwest General Hospital | Peshawar | Private |
| Ayub Teaching Hospital | Abbottabad | Public |
| DHQ Hospital | Mardan | Public |
| Bacha Khan Medical Complex | Swabi | Public |
| Saidu Group of Teaching Hospitals | Swat | Public |
| DHQ Hospital | Kohat | Public |
| DHQ Hospital | Dera Ismail Khan | Public |
Hospitals can be added or removed from the panel, so check the Hospitals page on the official website or call 0800-89898 before travelling for planned treatment.
How to use the Sehat Card at a hospital
- Take the patient’s original CNIC, or the Form B for a child.
- Go to the Sehat Card Plus counter at any empanelled hospital of your choice.
- The counter staff verify your CNIC in the system.
- After verification, you receive a referral letter and the patient is admitted for free treatment.
- Do not pay the hospital for covered treatment. If anyone asks for money, call 0800-89898.
Sehat Card news in 2026
The programme continues in 2026. KP allocated Rs41 billion for the Sehat Card in 2025-26, up from Rs36 billion the year before, and in November 2025 a provincial adviser called social media reports of a suspension baseless. In April 2026, the KP Governor asked officials to expand facilities, including treatment links with the Gambat Institute in Sindh and with Karachi hospitals for KP residents living there. Treat these as proposals until the programme announces them.
Common problems and fixes
- SMS says not eligible: check that your CNIC shows a permanent address in KP and that your family is linked correctly in NADRA.
- Recently married or new family: wait for the next 1 January or 1 July update after your NADRA family record is created.
- Limit used up: the family can use the card until the yearly limit runs out. For life-threatening cases, the programme can allocate extra funds.
- Hospital refuses the card: confirm the hospital is empanelled, then lodge a complaint on 0800-89898 or through the Contact page of the website.
The Sehat Card Plus is a KP programme. For federal cash support, see our 8171 web portal guide, and for programmes in other provinces read Maryam Nawaz schemes for Punjab and our full list of government schemes in Pakistan.
Related guides
- Balochistan government schemes
- BISP new payment update
- Benazir Hari Card (Sindh)
- Petrol subsidy 2026 and 9771 registration
Frequently Asked Questions
How do I check my Sehat Card by CNIC?
Send your 13-digit CNIC number by SMS to 8500 or 9780, or enter it on the home page of sehatcardplus.gov.pk. Both methods tell you whether your family is enrolled.
How much is the Sehat Card limit in 2026?
Up to Rs1 million per family per year: Rs200,000 for secondary care, Rs400,000 for priority care and Rs400,000 of additional cover for cancer, kidney transplant, emergencies and ICU care.
Do I need a separate Sehat Card?
No. Your CNIC works as your Sehat Card. Show it at the Sehat Card Plus counter in an empanelled hospital.
Is OPD free with the Sehat Card?
No, the main programme covers treatment only when you are admitted. A separate free OPD pilot for poor patients was announced in four districts in 2025.
Can people from Punjab or Sindh use the KP Sehat Card?
Only permanent residents of Khyber Pakhtunkhwa are covered, based on the address on their NADRA record. Residents of other provinces should check their own provincial or federal health schemes.