Livestock Card Phase 2 (2026): Rs27,000 per Animal Interest-Free Loan, Eligibility and How to Apply

The Livestock Card is a Punjab government scheme that gives livestock farmers an interest-free loan of Rs27,000 per animal to buy feed such as wanda, silage and mineral mixture. Chief Minister Maryam Nawaz launched the latest round, reported as Livestock Card Phase 2, on 14 October 2026 in Lahore, with Rs16.2 billion in interest-free financing. Farmers repay only the principal; the Punjab government pays the interest.

The first round recorded a 96% loan recovery rate, which is why the scheme has been expanded. This guide explains how much you can get, who is eligible, how to apply, how the card works and how repayment is handled.

Quick facts

Item	Details
Scheme	CM Punjab Livestock Card
Latest launch	14 October 2026 (reported as Phase 2)
Run by	Livestock & Dairy Development Department, Punjab
Loan per animal	Rs27,000, interest-free
Total financing	Rs16.2 billion
Target	Better nutrition for 600,000 animals over two years
What it buys	Wanda, silage and mineral mixture from registered dealers
Cash withdrawal	Up to 25% of the approved loan through ATMs
Extra support	Free animal tagging and foot-and-mouth disease (FMD) vaccination
Helpline	0800-09211 (24/7)

What is the Livestock Card?

Feed is the biggest regular cost for small farmers who raise calves for milk or meat. The Livestock Card works like a debit card loaded with a feed loan. You use it at registered feed dealers to buy wanda, silage and mineral mixture, and you can withdraw part of the amount in cash. Because the government pays the interest, you only pay back what you borrowed.

The aim is to fatten animals faster, raise milk and meat production and keep farmers away from high-interest informal lenders.

How much loan can you get?

The loan is calculated at Rs27,000 per animal. Livestock Department details for the scheme say farmers with 5 to 20 eligible animals can apply, so the limit works out roughly as follows:

Eligible animals	Approximate loan
5	Rs135,000
10	Rs270,000
15	Rs405,000
20	Rs540,000 (maximum)

The final amount depends on how many of your animals are registered and verified by the Livestock Department.

Who is eligible?

Based on official briefings and Livestock Department details for the scheme, you should:

Be a resident of Punjab with a valid CNIC.
Have an active mobile SIM registered in your own name.
Own the required number of eligible animals (cattle or buffalo calves and young stock), registered and verified by the Livestock & Dairy Development Department.
Be registered as a farmer in your own name.
Have a clean credit history with no defaults on earlier government loan schemes (checked through the credit bureau).

Farmers who repaid their earlier Livestock Card loan must apply again, but officials have said they will get preference.

How to apply for Livestock Card Phase 2

Get your animals registered (tagged) with the Livestock Department if they are not already. Tagging is free under the scheme.
Apply online on the Punjab Livestock portal (plc.punjab.gov.pk) with your CNIC, mobile number and animal details.
If you need help, visit your nearest government veterinary hospital or a Livestock Department facilitation centre, or call 0800-09211.
The department verifies your CNIC through NADRA, checks your credit history and verifies your animals.
If you are approved, you receive your Livestock Card along with instructions for using it.

In the first phase (2024), farmers applied by sending an SMS in the format “PLC CNIC-number” to 8070. Before using SMS for the current round, confirm on the helpline that SMS applications are open.

How to use the card

Buy wanda, silage and mineral mixture from feed dealers registered with the scheme.
Withdraw up to 25% of your approved loan in cash at an ATM for other farm expenses.
Keep your card PIN private. Dealers and officials never need your PIN.

Repayment

You repay only the amount you borrowed; the Punjab government covers the interest. Repayment terms have changed between rounds: in the first phase the loan ran for four months with a one-month grace period, while a later round gave a six-month use period with repayment starting in the seventh month. Confirm the schedule for your card when it is issued, and repay on time so that you stay eligible for future rounds.

Results of the first phase

96% loan recovery rate.
23,312 Livestock Cards prepared.
Women farmers registered rose from 90 to 1,107.

Beware of fake Livestock Card offers

Apply only through the official portal, a government veterinary hospital or helpline 0800-09211.
Registration and animal tagging are free.
Do not pay agents who promise a guaranteed loan.

Related guides on PK Portals

Frequently Asked Questions

What is Livestock Card Phase 2?

It is the latest round of the Punjab Livestock Card scheme, launched on 14 October 2026, offering interest-free feed loans of Rs27,000 per animal.

How much loan does the Livestock Card give?

Rs27,000 per eligible animal. With 5 to 20 animals, that is roughly Rs135,000 to Rs540,000.

Is the Livestock Card loan really interest-free?

Yes. Farmers repay the principal only, and the Punjab government pays the interest.

Can I withdraw cash from the Livestock Card?

Yes, up to 25% of the approved loan through ATMs. The rest is for feed from registered dealers.

What is the Livestock Card helpline number?

0800-09211, available 24 hours a day.

Can women farmers apply?

Yes. The number of women registered rose from 90 to 1,107 in the first phase.

What is the 8070 SMS code?

In the first phase, farmers applied by sending “PLC CNIC-number” to 8070. Check with the helpline whether SMS registration is open for the current round.

Official sources

Last updated: 17 October 2026.