BISP New Payment October 2026: Rs14,500 Qist and 8171 Check by CNIC
The BISP new payment under the Benazir Kafaalat programme is Rs14,500 per quarter, after BISP raised it from Rs13,500 in the Ramazan 2026 quarter. Payments now go into a digital wallet linked to a free Benazir SIM, and you can check your status by sending your CNIC number to 8171 or on the 8171 web portal. As of 12 October 2026, BISP had not announced fixed dates for the October to December instalment, but on 9 October it launched a nationwide campaign to train women on the new digital payment system.
PK Portals is an independent information site and is not linked to BISP or the Government of Pakistan. BISP checks, SIMs and payments are free, so never pay anyone for them.
Quick facts
| Item | Details |
|---|---|
| Programme | Benazir Kafaalat, Benazir Income Support Programme (BISP) |
| Current instalment | Rs14,500 per quarter |
| Check by SMS | Send your 13-digit CNIC number to 8171 |
| Check online | 8171.bisp.gov.pk |
| Helpline | 0800-26477 (toll free) |
| Payment method | Digital wallet opened with a free Benazir SIM |
| Where to withdraw | Any authorised retailer of BISP partner banks |
| Complaints | Nearest BISP tehsil office or 0800-26477 |
| Information checked | 12 October 2026 |
BISP new payment update for October 2026
- Amount: BISP Chairperson Rubina Khalid announced in February and March 2026 that the Kafaalat quarterly stipend rose from Rs13,500 to Rs14,500. No further change had been announced by mid-October.
- Digital wallets: since mid-2026, instalments are paid only into digital wallet accounts opened with the free Benazir SIM. BISP said women without the SIM would not receive the payment.
- Withdraw anywhere: on 9 October 2026, BISP said women can withdraw from any authorised retailer of its partner banks in any city after receiving the payment SMS.
- Wallets for all: in August 2026, the Minister of State for Finance said all BISP beneficiaries will have digital wallets by the end of 2026.
- Next instalment dates: not announced as of 12 October 2026. Wait for an SMS from 8171 or your bank rather than rumours on social media.
Kafaalat amount: how it has changed
| Period | Quarterly amount | Note |
|---|---|---|
| 2025 quarters | Rs13,500 | Amount before the 2026 increase |
| Ramazan 2026 quarter onwards | Rs14,500 | Increase of Rs1,000 announced by BISP |
| October to December 2026 | Rs14,500 (no change announced) | Dates not yet announced |
Kafaalat is paid four times a year, once for each quarter. This is how the 2026 instalments have gone so far:
| Quarter | What happened |
|---|---|
| January to March 2026 | Paid around Ramazan, the first instalment at Rs14,500 |
| April to June 2026 | BISP said payments would start after Eid ul Adha and go only into digital wallets. Benazir SIMs were to be collected by 15 June. |
| July to September 2026 | BISP guidance in July confirmed Rs14,500 paid into digital wallets, with an SMS for each deposit and withdrawal |
| October to December 2026 | Dates not announced yet. A nationwide training campaign on the digital payment system started on 9 October. |
BISP also announced an extra Rs500 for Benazir Taleemi Wazaif (for children with at least 70% school attendance) and an extra Rs500 under Benazir Nashonuma in 2026. These are separate from the Kafaalat amount.
8171 check by CNIC through SMS
- Open the SMS app on your phone.
- Type your 13-digit CNIC number without dashes or spaces.
- Send it to 8171.
- Read the reply. It tells you whether you are eligible, and whether a payment is waiting or your survey needs updating.
8171 web portal check
- Type 8171.bisp.gov.pk in your browser yourself. Do not use links shared on WhatsApp.
- Enter your CNIC number in the box.
- Type the code shown in the image and submit.
- Read your eligibility and payment status on the screen.
Our full 8171 web portal guide explains each status message and what to do next.
How to receive the payment in your digital wallet
- If you do not have a Benazir SIM, go to your nearest BISP office with your original CNIC and your own mobile phone. The SIM is free.
- Get the SIM only from a BISP office. BISP has warned that SIMs from other sources can cause problems.
- After you get the SIM, allow about 10 to 12 days before trying to withdraw, as reported in BISP guidance in July 2026.
- When the money arrives, your bank sends an SMS confirming the deposit.
- Visit any authorised retailer of a BISP partner bank and withdraw using your original CNIC and fingerprint.
- Check the SMS sent after withdrawal. It shows the amount taken out and the balance left in your wallet.
Keep the Benazir SIM in your own phone and never hand the phone to an agent. To see which SIMs are registered on your CNIC, use our SIM check guide.
Deductions and complaints
BISP says the full Rs14,500 must reach the beneficiary and that unauthorised deductions will not be tolerated. If a retailer or agent gives you less, file a complaint.
- Go to your nearest BISP tehsil office with your original CNIC and mobile phone.
- Ask the assistant director or duty officer for a deduction complaint form.
- Give your name, CNIC number, mobile number, the place where you were paid and details of the deduction. Staff can help you fill in the form.
- If the complaint is found valid, BISP says the bank acts against the agent and the deducted amount is returned.
You can also call the toll-free helpline 0800-26477.
Beware of fake BISP messages
- Official BISP messages come from 8171. Messages from ordinary mobile numbers claiming you have won Rs14,500 or more are fake.
- BISP never asks for a registration fee, and the SIM and survey are free.
- Never share your wallet PIN or OTP, and do not click links in WhatsApp messages about BISP.
- Ignore social media posts that announce payment dates. Rely on 8171, your bank SMS and the BISP office.
Common problems and fixes
- 8171 says not eligible: your household data may be out of date. Visit the dynamic registry desk at the BISP tehsil office to update your survey.
- Eligible but no payment SMS: check that you have collected the Benazir SIM and that it is working in your phone, then wait for the instalment to be released.
- Fingerprint not matching: try another finger, wash and dry your hands, or ask the BISP office for help. Renew an expired CNIC through our NADRA online services guide.
- Lost Benazir SIM: report it at the BISP office and ask how to get a replacement in your name.
BISP is federal support. Provinces run their own schemes as well: see Maryam Nawaz schemes for Punjab, the Benazir Hari Card for Sindh farmers, and our list of government schemes in Pakistan.
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- Online portals in Pakistan
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Frequently Asked Questions
What is the BISP new payment amount in October 2026?
The Benazir Kafaalat instalment is Rs14,500 per quarter. BISP raised it from Rs13,500 in the Ramazan 2026 quarter and had not announced any further change by 12 October 2026.
When will the October to December 2026 instalment start?
BISP had not announced dates as of 12 October 2026. When the payment is released, eligible women receive an SMS from 8171 or their bank.
Do I need a Benazir SIM to get the payment?
Yes. BISP now pays instalments only into digital wallets opened with the free Benazir SIM. Collect it from your nearest BISP office with your original CNIC and your own phone.
How do I check BISP payment by CNIC?
Send your 13-digit CNIC number by SMS to 8171, or enter it on 8171.bisp.gov.pk with the security code.
What should I do if the retailer deducts money?
File a complaint at the BISP tehsil office or call 0800-26477. BISP says valid deductions are refunded and action is taken against the agent.
